You’ve closed the loan, moved in and have watered the grass. Enjoying your first home can be a wonderful experience. Taking care of your home and insuring against fire, earthquakes and other mishaps is very important and can save you thousands of dollars.
Before the first home payment comes, make sure one of the first things on your lists is getting adequate home owners insurance. Most of the time, you’ll be assigned one through the home loan buying process. However, it’s in your best interest to check what other home insurance providers are there.
It’s your responsibility to evaluate your policy to see what the exact coverage and deductibles are. You don’t want to find that you have a $500 deductible to get a simple plumbing problem fixed.
A quick call can save you hundreds if not thousands of dollars on home owners insurance. Don’t let time go by paying the monthly home owners insurance payment without investigating other insurance providers first.
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